They've Got You Covered?

Also, I live in a state where new teachers coming here, cannot afford to buy a home on their salary. Police & firemen are having the same difficulty. Government has been trying to pass laws to help with this so we can get quality teachers in the state. The cost of living is extremely high for the middle class. The lower class with the least money cannot afford a new car & thus have to buy used & then taken advantage of by $60.00 to $75.00 an hour for repair of another's cast off. Public transportation is sparse and does not meet everyone's needs. This is a Republican controlled state. "The rich get rich & the poor get poorer, in the meantime, in between time, ain't we got fun!" A song from the generation of the aftermath of the great depression. No I was not from that generation, just a child of those whom were. So whom are you & what do you actually know by experience?

My "lines" come from me. Is that all you can say about them? I am an independent as I don't want any party to say or influence me how to vote.My observations come from an independent mind and history. I have lived long enough to have a history to look back on. In my youth I enjoyed a much better world. No homeless. affordable anything, reasonable cost on any healthcare issue including dentistry. You could even afford to go to a hospital. People saved money and then bought a home. Anyone could go to college. Right out of school I could afford to live on my own. I have witnessed the gradual changes of these things. I saw "buy now & pay later" as the beginning of the american debt & the creation of big business. At first it was affordable, but it caused the commen sense of people to erode and the beginning of the "I want it now era." That sparked the "keeping up with the Joneses" times. So you see, it is not what a politician says that influences my thinking. Merely seeing what needs to be done to correct the problem. To get things back to an even keel.

This is the way it is in the USA. Most of our wealth goes to a very few people, That is the Republican way. These people for the most part, enjoy the American dream. They can invest in jobs overseas because they make a better profit off the wages of slavery & don't pay taxes on those profits. They depend on the poor to provide them with the services they enjoy in the USA. Fine restauants, State of the Art healthcare. Luxury automobiles, private jets. Their freedom as our men & women go to war. The trickle down economy of the
Republicans keeps us in this situation. The health care & pharmacutical industry is part of the picture. Basically it is a form of slavery. With so many of us available, what does it matter if some die? Sounds like the era from pre civil war days. Yes there was a strong middle class during the Clinton presidency, but under Bush that has been eroded. Even the middle class with insurance does not have access to the best care the health care industry can provide. At present, insurance companies can deny coverage to pre existing conditions. No consequence for the wealthy, they could pay for it themselves. Some weathy have worked to accumulate their wealth, but some just merely inherit it, but do not pay taxes on it. Sound like Czarist Russia to me. Hillary tried to get a universal health care deal for us but had to buck the insurqnce and health care industry whom frightened people and made the suspicious of this proposal. They did a good job of that and that was when it was not as bad as it is today . A a result the crisis has become far worse then it was then. She learned her lesson, she has to work with the industry to get it done. Now if all are insured, then the industry will not lose profits because the healthy will be included to make up for the expense of the ill. Her plan says for the very poor, their insurance coverage will be subsidized. Do you not see that medical bills have become so much worse because we did not get universal health care a long time ago? We even pay the difference for what we pay for our prescriptions to make it more affordable for the rest of the world to get the same medicine cheaper.

Being forced to pay for health insurance is not the answer. We cannot let government control our lives like that. We would have no choice between buying food paying bills and paying for insurance. If our wages were garnished to pay insurance we in all possibility could lose our jobs.The Insurance lobbiest control more of our government then we the people. If the prices of insurance were fair then more people could
afford insurance. Does anyone ever notice how when you get you have work done for your health and your insurance does not cover all of it,then we are charged full price for the remaing balance? I ask my insurance company about this and they said that they have a contract with the medical field and therefore pay what they the insurance company allow for the procedure. Is thie fair? Hell no! The insurance companies need to be forced to lower prices not the people being forced to buy the insurance.

Some issues have not been raised in this forum. As an example I was called into a meeting at my previous employer and was asked to take my wife off the company coverage. My wife is in very bad health and requires hospitalization frequently. They said it was strictly my choice this was illegal. I told them I wanted to continue my wife's coverage, 3 months later I lost my job because of my refusal to take her off coverage.

As one of the millions who are uninsured, I find it appalling that ANYONE in office would mandate health care. While it isn't a "choice" to end up owing a hospital thousands of dollars for injuries, or delaying going to the doctor until you're so sick you need extensive care, what the candidates and the people who support this kind of mandate don't understand is that your dealing with a large segment of the American population who live in a "cash" society. The live from one paycheck to the next ekeing by as best they can. And now someone's going to come along and mandate that they take the money they'd normally use to put food on the table, and pay a health care premium? I believe this comes under that old adage......you can't know a man until you've walked amile in his shoes.

In TV ads and mailers against Hillary, Obama has used a version of the Insurance industry's 1994 "Harry and Louise" ads to attack universal health care! We would expect this from Republicans - not a supposed Democrat. Obama's plan OMITS 15M of us - and that's even BEFORE he begins his Kumbaya meetings with the Insurance industry. Hillary's plan is the best - because she will fight for health care for all.

For those of you that are using the mandatory auto insurance argument, we are only required to have "liability" coverage not full coverage. The only time it is required to have comprehensive coverage is when the car is still on lien and that is to cover the bank's interests, not to make sure you still have a vehicle to get you back and forth. If an uninsured driver loses control on an ice slick road and hits a tree, your rates do not increase. So in that regard, it's apples to oranges.

I know that some people would choose to keep their extra $$ and not buy into health insurance plans, especially young, healthy people who think they are indestructible; but I believe the vast majority of the currently uninsured would choose to purchase it. I agree with requiring children be covered, I'd even be willing to add pregnant women into that. However, I do not agree with forcing full grown adults to buy into coverage if they want to be so stupid as to not do so. We don't fine individuals for not using birth control and having kids they cannot afford, or for not taking the flu shot and getting sick!

This is how I see it," It is too difficult of a feat to; mandate healthcare providers to provide affordable life time healthcare for all Americans, so HRC is not even going to try. Instead she is just going to mandate that all American citizen must purchase healthcare, but don't worry it will be affordable." I would rather have Sen. Obama at least try to get me affordable healthcare and then fail to do so, then have HRC force me to buy healthcare and then punishes me when I say no.

On the first day... that (if) Sen. Hillary Clinton becomes president, I will buy stock in the insurance company that has contributed the most money to her campaign. Because they are the only people that will benefit to Sen. Clinton's lack of ingenuity.

Kara Marrott, Las Vegas, NV