Posted By: mcjwwebb @ 06/20/2008 12:48:56 AM
Comment: I liked this article. What I've come to hate about all the different programs is they each fall under different laws. In my state no insurance makes children eligible for 6.00 shots, but insurance with a high deductible that applies to shots will make you ineligible. My husband died of cancer shortly after starting a new job, because his employer has less than 20 employees we couldnt COBRA our insurance so we bought private insurance but 1 daughter was turned down for that so shes now in the high risk pool in our state. But that doesn't cover some phychological issues that got worse after her father's death. Those bills might just make us eligible for Medicaid, but medicaid patients are not eligible for the high risk pool. There are state laws that apply for switching from one group insurance to another but those laws dont apply to private insurance. We have never been without insurance, but I dont feel very protected.
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