I have a family of 5. Middle class. Have worked in insurance for 25 years. I pay 1/2 of my medical premium monthly, have a $4000.00 deductible and pay for my own dental which only covers cleanings. My daughter who is 20 and living at home is under her own health plan but she can not afford her deductible/coinsurance amnts so I pay those amounts. My son who is 18 was injured in April. He has to go to college so that he can stay under our insurance because he will need further care and will not be able to get his own policy soon enough to have continual coverage... We all work and work hard. I yearly pay over $10,000 in medical bills because we of the health conditions we have.
One of our biggest concerns as a nation has to be our medical care. When patients require medical care and can not pay for it, someone loses out. That is the doctor or the hospital that ends up doing free services. Most of the business's out there are out there to make money, and medicine is the one field that routinely is doing services for free. There isn't government money paid to individual providers to cover those "bad debts". Those are free services that are performed. We as a nation need to provide the basic medical care that each person deserves and provide it at a reasonable cost.
For any one out there claiming its the fault of the individuals for not working hard enough or not taking care of themselves...all I can say is eventually you will be a part of the existing Medicare system if you live long enough and you will find out first hand what limited care or restricted care is. The medical practice I work at is limiting the number of Medicare patients we will accept because we do not get paid enough to cover the costs associated with their care. Eventually we will all feel the bite of this failed system.









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