Notice I said work hard and make smart decisions - not sit around with your hand out, waiting for someone else to give you something for nothing.
Bailout Buddies
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Be willing to give and ask for help. You can be great resources to each other. Take advantage of that.
Be accountable. It's important to hold every member responsible for the goals set at each meeting.
Be organized. Pick a leader or chairperson for each meeting and assign tasks to members—like taking minutes or bringing refreshments—for the next. Keep a master binder of minutes and related articles or research.
Be active between meetings. In addition to setting short-term goals for each member between meetings, one Smart Cookie would usually research an area of interest—like how to get the cheapest cell-phone plan or negotiate a lower interest rate on a credit-card balance—and then report back to the others at the next meeting.
Be respectful, supportive and interested. Sharing such intimate details about your finances and your dreams helps to create a bond with other money group members that can last a lifetime.
Be recognized. At each meeting, the Smart Cookies still take time to acknowledge their latest achievements, and to celebrate the progress they've made toward their long-term goals.
Discuss