Vetting McCain’s Health Plan

Tax credits would move people out of group plans and into individual policies where the benefits aren't as good.

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  • Posted By: Oplis @ 11/02/2008 11:58:20 AM

    If Dems do, ...McCain will lose!
    There are more Dems registered than Republicans this time, and if the undecided Democrats vote along party lines, Obama will win. This is why it is so important to get out the vote on the Dem side, we have to get this republican policy out , and get a different policy in place. Whether you believe Obama will be as affective as he says or not, McCain , will not be affective in change policy at all, he will be a Bush clone,....no?....he wants to stay in Iraq, " stay the course",..he wants to keep tax breaks for Corp.s in place including oil companies, plus add additional cuts for the oil industry, he wants to keep the tax rates for wealthy Americans, at present rate, he has no health plan, no education plan, and no solution to the economic crisis. Obama , is just the opposite, he knows that if you broaden your tax base with new jobs , in the form of green jobs, and high tech jobs, because of new training, and put the wealthy back in the tax rate they had under Clinton, and bring the troops home , saving 150 billion per year, all of this combined will improve the economy in the long run, and in the short run, a tax break for the middle class, and the troops out of Iraq.

  • Posted By: Oplis @ 11/01/2008 4:34:54 PM

    McCain's healthcare plan is just as good as the guy that gives it, full of holes! He wants to stay in the country of Iraq, and continue spending $150,000 ,000,000 .....that's billion okay......and keep in place a 300,000,000 dollar tax cut for big corperations, and the wealthy, and billions of tax cuts for the oil companies, ...buy up the morgages for the families of the housing crisis(which by the way is socialism) and then says he can balance the budget within his first term,...remember....he said yes to the moderators question ,..." can you balance the budget within your first term(Obama said no, because he doesn't suffer from demencia)! He ask Obama, where are you getting the money to do the things you say you're gonna do,..and then calls Obama a socialist, without saying where he , ...is going to get the money to do Bush! .....is he just lying???? You betcha' !!!

  • Posted By: cani77 @ 10/18/2008 8:24:56 PM

    THE GREAT BUSH DEPRESSION
    I follow an economist named Bob Proctor. He has called the top and bottom of every market crash since the 70s correctly.
    He perfectly predicted the current meltdown and the picture he paints about what will happen next
    is terrifying.He thinks it will be worse then the great depression.
    The banks in the U.S. are going under one after the other. Countrywide ,Bear Stearns, Lehman Brothers and Merrill Lynch , Fanny and Freddy Mae ,AIG
    The government took them over because they are bankrupt. Even with the goverment nationalizing hundreds of billions of dollars in debt the stock market is crashing
    the credit markets are frozen and all of us may suffer beyond anything seen in generations
    McCain just like Bush " doesn't understand the economy".
    That not just my opinion its his own words. Not only does he not understand how to fix it but he does not understand how its been broken.
    It is no surprise that he doesn't. The people that make up these securities use quantum mathematical models very few people understand.
    Bush and McCain both can take the credit for this mess since they helped deregulate the laws that were protecting us.
    Bush's economic advisor Phil Graham wrote the deregulation bill that allowed banks to take huge risks with all of our future.
    Now, Phil Graham is the head of McCain's economic policy.He is also McCain's choice for the next secretary of the treasury.
    No one in this country can afford for that to happen. The last time Bush met with his economic advisors was in March. He was the last to know somthing was wrong. Phil Graham had the guts to say that we are in a mental recession after he helped create the worst economy meltdown in our lifetime. Check out this link to the truth http://my.barackobama.com/keatingvideo
    It will take the best and brightest minds in the world to get us out of this nightmare. As bad as Bush has done, McCain would be
    even more destructive because things are in much worse shape. The next president will not inherit a budget surplus like Bush did but a crashing economy and a 11,600,000,000,000 (trillion) dollars deficit. Most of it Bush created and it will take decades to pay it back.
    If you do what you have always done then you will get what you have always got.
    When it comes to policy Bush and McCain are the same 90 percent of the time.
    So why are the polls even close then ?
    Mccains team just said they no longer want to talk about the economy.Instead they would like to spend time talking about obama
    which means running the biggest smear campaign in history.
    They think they can just tell you lies and you wont be smart enough to see through it
    Let's teach him we are smarter than that
    Stand up and hold them accountable
    Bush isn't on the ballot this year but his policies are
    Elect Obama Biden 2008






    Check out this video of sarah palins interview and ask your self if she understands what she is talking about.
    http://www.youtube.com/watch?v=r36Xc0GG4iQ

  • Posted By: cani77 @ 10/18/2008 8:24:43 PM

    THE GREAT BUSH DEPRESSION
    I follow an economist named Bob Proctor. He has called the top and bottom of every market crash since the 70s correctly.
    He perfectly predicted the current meltdown and the picture he paints about what will happen next
    is terrifying.He thinks it will be worse then the great depression.
    The banks in the U.S. are going under one after the other. Countrywide ,Bear Stearns, Lehman Brothers and Merrill Lynch , Fanny and Freddy Mae ,AIG
    The government took them over because they are bankrupt. Even with the goverment nationalizing hundreds of billions of dollars in debt the stock market is crashing
    the credit markets are frozen and all of us may suffer beyond anything seen in generations
    McCain just like Bush " doesn't understand the economy".
    That not just my opinion its his own words. Not only does he not understand how to fix it but he does not understand how its been broken.
    It is no surprise that he doesn't. The people that make up these securities use quantum mathematical models very few people understand.
    Bush and McCain both can take the credit for this mess since they helped deregulate the laws that were protecting us.
    Bush's economic advisor Phil Graham wrote the deregulation bill that allowed banks to take huge risks with all of our future.
    Now, Phil Graham is the head of McCain's economic policy.He is also McCain's choice for the next secretary of the treasury.
    No one in this country can afford for that to happen. The last time Bush met with his economic advisors was in March. He was the last to know somthing was wrong. Phil Graham had the guts to say that we are in a mental recession after he helped create the worst economy meltdown in our lifetime. Check out this link to the truth http://my.barackobama.com/keatingvideo
    It will take the best and brightest minds in the world to get us out of this nightmare. As bad as Bush has done, McCain would be
    even more destructive because things are in much worse shape. The next president will not inherit a budget surplus like Bush did but a crashing economy and a 11,600,000,000,000 (trillion) dollars deficit. Most of it Bush created and it will take decades to pay it back.
    If you do what you have always done then you will get what you have always got.
    When it comes to policy Bush and McCain are the same 90 percent of the time.
    So why are the polls even close then ?
    Mccains team just said they no longer want to talk about the economy.Instead they would like to spend time talking about obama
    which means running the biggest smear campaign in history.
    They think they can just tell you lies and you wont be smart enough to see through it
    Let's teach him we are smarter than that
    Stand up and hold them accountable
    Bush isn't on the ballot this year but his policies are
    Elect Obama Biden 2008






    Check out this video of sarah palins interview and ask your self if she understands what she is talking about.
    http://www.youtube.com/watch?v=r36Xc0GG4iQ

  • Posted By: cani77 @ 10/18/2008 8:24:32 PM

    THE GREAT BUSH DEPRESSION
    I follow an economist named Bob Proctor. He has called the top and bottom of every market crash since the 70s correctly.
    He perfectly predicted the current meltdown and the picture he paints about what will happen next
    is terrifying.He thinks it will be worse then the great depression.
    The banks in the U.S. are going under one after the other. Countrywide ,Bear Stearns, Lehman Brothers and Merrill Lynch , Fanny and Freddy Mae ,AIG
    The government took them over because they are bankrupt. Even with the goverment nationalizing hundreds of billions of dollars in debt the stock market is crashing
    the credit markets are frozen and all of us may suffer beyond anything seen in generations
    McCain just like Bush " doesn't understand the economy".
    That not just my opinion its his own words. Not only does he not understand how to fix it but he does not understand how its been broken.
    It is no surprise that he doesn't. The people that make up these securities use quantum mathematical models very few people understand.
    Bush and McCain both can take the credit for this mess since they helped deregulate the laws that were protecting us.
    Bush's economic advisor Phil Graham wrote the deregulation bill that allowed banks to take huge risks with all of our future.
    Now, Phil Graham is the head of McCain's economic policy.He is also McCain's choice for the next secretary of the treasury.
    No one in this country can afford for that to happen. The last time Bush met with his economic advisors was in March. He was the last to know somthing was wrong. Phil Graham had the guts to say that we are in a mental recession after he helped create the worst economy meltdown in our lifetime. Check out this link to the truth http://my.barackobama.com/keatingvideo
    It will take the best and brightest minds in the world to get us out of this nightmare. As bad as Bush has done, McCain would be
    even more destructive because things are in much worse shape. The next president will not inherit a budget surplus like Bush did but a crashing economy and a 11,600,000,000,000 (trillion) dollars deficit. Most of it Bush created and it will take decades to pay it back.
    If you do what you have always done then you will get what you have always got.
    When it comes to policy Bush and McCain are the same 90 percent of the time.
    So why are the polls even close then ?
    Mccains team just said they no longer want to talk about the economy.Instead they would like to spend time talking about obama
    which means running the biggest smear campaign in history.
    They think they can just tell you lies and you wont be smart enough to see through it
    Let's teach him we are smarter than that
    Stand up and hold them accountable
    Bush isn't on the ballot this year but his policies are
    Elect Obama Biden 2008






    Check out this video of sarah palins interview and ask your self if she understands what she is talking about.
    http://www.youtube.com/watch?v=r36Xc0GG4iQ

  • Posted By: njcbasketball @ 10/14/2008 2:03:42 PM

    Healthcare belongs in the private sector. Government should not control this. Every step we take giving government more control of our money and choices is one step closer to socialism. We are the greatest country in the world, so why take steps to be more like other countries. Doctors warn me that if Obama becomes president, we will know who to blame when everyone gets bad health care.

    • Posted By: familydoc @ 10/18/2008 1:11:56 AM

      I have practiced medicine for 30 years. Whether we like it or not, healthcare is in the public sector. The question is which public sector? The failure of the private sector to organize itself around true risk-sharing of (dare I say it) universal coverage results in many of our fellow-Americans becoming sicker to the point of subsidized care in local hospitals. My countrymen deserve better use of their tax dollars.

  • Posted By: ADELFAPINEDA @ 10/16/2008 11:10:31 AM

    http://www.facebook.com/photo.php?pid=30122043&l=0510b&id=1130236838
    OBAMA PROXIMO PRESIDENTE NORTEAMERICANO. , TRANSFORMACIÓN SOCIAL-CULTURAL. Su gobierno se implementara políticas en los valores: del respeto a la vida, la libertad, la solidaridad, la tolerancia, los derechos humanos. su programa de gobierno EL DESARROLLO, el desarrollo económico, industrial, empresarial- Energético, y el desarrollo aplicado a la reducción de LA POBREZA, Desarrollo Agrario-rural-cultural, entramado de medidas, tecnologías para la sostenibilidad con educación para la sostenibilidad. DESARROLLO CULTURAL, REFORMA IMIGRGATORIA 1ADELFA PINEDA TRANSPARENCIA Y ÉTICA: Por el Desarrollo del País; Dignidad Publica, 1

  • Posted By: trazer222 @ 10/15/2008 11:10:15 PM

    Obama is a slick talker - but he is not someone who cares about anything except his personal resume. He launched his campaign in a terrorist livingroom - he never apologized to us for his amazingly poor judgment that that man still wants to bomb the United States. Obama has funded $800,000 to arrange for voter fraud. How can I trust his insurance policy will do anything for me - I cannot based on his deceptive character.

  • Posted By: trazer222 @ 10/15/2008 11:07:48 PM

    Some people have friendly gardners - my parents faithfully mowed their yard for years until they had failint health in their 80s. At that age, they had to opt for gardening help which we were more than happy to arrange for them. These are hard working people - who did a duty of love. Obama's plan wants to raise taxes on them - a son and his widow mom - with not a care about them. Obama is shamefully inadequate.

  • Posted By: trazer222 @ 10/15/2008 11:04:54 PM

    There are many companies who do not offer health care to all their employees. If they lay you off, you are out of luck. Obama seems to not care about this transitional issues. McCain plan I can count on as it offers me $5000 independent of my company's current health plans. Under Obama he never told me how much I have to pay to get his health plan - frojm what I have researched it would cost me $25,000 a year.

  • Posted By: JoanR @ 10/14/2008 12:45:33 PM

    I like Obama's plan much better. We will "fight" the bad insurance companies and force them to insure pre-existing conditions for less money.Then we will fund a $200 billion health care plan in the midst of a recession while cutting taxes for those who already don't pay any and without adding a cent to the deficit. We can count on the major corporations to create more jobs too, while paying more tax.Thank God we have found this Man

  • Posted By: Krohn @ 10/12/2008 8:04:59 PM

    OBAMA: THE AFFIRMATIVE ACTIONS CANDIDATE!

    NEVER IN THE HISTORY OF THIS COUNTRY HAS A PRESIDENTIAL CANDIDATE BEEN GIVEN SUCH A FREE PASS BY THE PRESS AND JUST ABOUT EVERYONE ELSE!

    I AM WAITING FOR A BLACK PRESIDENTIAL CANDIDATE TO MAKE IT ON HIS OWN MERIT.

    COLIN POWELL COMES TO MIND!

  • Posted By: wendydk @ 10/11/2008 12:23:32 PM

    John McCain is a good man, who got carried away by ambition, bad people and bad decisions. I think his conscience is bothering him now, and makes him more appealing, and more the man I know him to be.

    Sarah Palin may be smart, but she's not who you think she is. Sarah Palin is a traitor to America and to her party.

    Palins un-American activities
    http://www.salon.com/opinion/feature/2008/10/07/palins_unamerican/index.html

    Alaskan Independence Party chairwoman Lynette Clark talks about why she does not identify herself as an American, and about her kindred spirit Sarah Palin.
    http://www.salon.com/news/feature/2008/09/10/alaska_secession/index.html

    The pastor who clashed with Palin
    http://www.salon.com/news/feature/2008/09/15/bess/index.html

    Troopergate Report Concludes Palin Abused Power. Full 263 Page report here???
    http://download2.legis.state.ak.us/DOWNLOAD.pdf

    Palins Attack On Obamas Patriotism Legitimizes Questions About her Association With Group Founded By America-Hating Secessionist
    http://tpmelectioncentral.talkingpointsmemo.com/2008/10/palins_attack_on_obamas_patrio.php

    Palin And The Alaska Independence Party
    http://marcambinder.theatlantic.com/archives/2008/09/the_alaska_independence_party.php

  • Posted By: cani77 @ 10/11/2008 9:36:57 AM

    In a few weeks we will make a choice that will decide our future.
    I follow an economist named Bob Proctor. He has called the top and bottom of every market crash since the 70s correctly.
    Also, he perfectly predicted the current real estate market meltdown and the picture he paints about what will happen in the next couple years
    is terrifying.He thinks it will be worse then the great depression.
    The banks in the U.S. are going under one after the other. Countrywide ,Bear Stearns, Lehman Brothers and Merrill Lynch , Fanny and Freddy Mae ,AIG
    The government took them over because they are essentially bankrupt. Even with the goverment nationalizing hundreds of billions of dollars in debt the stock market is crashing
    the credit markets are frozen and all of us may suffer beyond anything in the last 80 years.
    McCain just like Bush " doesn't understand the economy".
    That not just my opinion its his own words. Not only does he not understand how to fix it but he does not understand exactly what is broken.
    It is no surprise that he doesn't. The people that make up these securities use complex mathematical models very few people understand.
    Bush and McCain both can take the credit for this mess since they helped deregulate the laws that were protecting us.
    Bush's economic advisor Phil Graham wrote the deregulation bill that allowed banks to take huge risks with all of our future.
    Now, Phil Graham is the head of McCain's economic policy.He is also McCain's choice for the next secretary of the treasury.
    No one in this country can afford for that to happen. The last time Bush met with his economic advisors was in March. He didnt realize that anything was wrong. Phil Graham had the guts to say that we are in a mental recession after he helped create the worst economy meltdown in our lifetime. Check out this link to the truth http://my.barackobama.com/keatingvideo
    It will take the best and brightest minds in the world to get us out of this nightmare. As bad as Bush has done, McCain would be
    even more destructive because things are in much worse shape. The next president will not inherit a surplus like Bush did but a crashing economy and a 11,600,000,000,000 (trillion) dollars deficit. Most of it Bush created and it will take decades to pay it back.
    If you do what you have always done then you will get what you have always got.
    When it comes to policy Bush and McCain are the same 90 percent of the time.
    So why are the polls even close then ?
    Mccains team just said they no longer want to talk about the economy.Instead they would like to spend time talking about obama
    which means running the biggest smear campaign in history.
    They think they can just tell you lies and you wont be smart enough to see through it
    Let's teach him we are smarter than that .
    Elect Obama Biden 2008


    Check out this video of sarah palins interview and ask your self if she understands what she is talking about.
    http://www.youtube.com/watch?v=r36Xc0GG4iQ

  • Posted By: cani77 @ 10/11/2008 9:36:34 AM

    In a few weeks we will make a choice that will decide our future.
    I follow an economist named Bob Proctor. He has called the top and bottom of every market crash since the 70s correctly.
    Also, he perfectly predicted the current real estate market meltdown and the picture he paints about what will happen in the next couple years
    is terrifying.He thinks it will be worse then the great depression.
    The banks in the U.S. are going under one after the other. Countrywide ,Bear Stearns, Lehman Brothers and Merrill Lynch , Fanny and Freddy Mae ,AIG
    The government took them over because they are essentially bankrupt. Even with the goverment nationalizing hundreds of billions of dollars in debt the stock market is crashing
    the credit markets are frozen and all of us may suffer beyond anything in the last 80 years.
    McCain just like Bush " doesn't understand the economy".
    That not just my opinion its his own words. Not only does he not understand how to fix it but he does not understand exactly what is broken.
    It is no surprise that he doesn't. The people that make up these securities use complex mathematical models very few people understand.
    Bush and McCain both can take the credit for this mess since they helped deregulate the laws that were protecting us.
    Bush's economic advisor Phil Graham wrote the deregulation bill that allowed banks to take huge risks with all of our future.
    Now, Phil Graham is the head of McCain's economic policy.He is also McCain's choice for the next secretary of the treasury.
    No one in this country can afford for that to happen. The last time Bush met with his economic advisors was in March. He didnt realize that anything was wrong. Phil Graham had the guts to say that we are in a mental recession after he helped create the worst economy meltdown in our lifetime. Check out this link to the truth http://my.barackobama.com/keatingvideo
    It will take the best and brightest minds in the world to get us out of this nightmare. As bad as Bush has done, McCain would be
    even more destructive because things are in much worse shape. The next president will not inherit a surplus like Bush did but a crashing economy and a 11,600,000,000,000 (trillion) dollars deficit. Most of it Bush created and it will take decades to pay it back.
    If you do what you have always done then you will get what you have always got.
    When it comes to policy Bush and McCain are the same 90 percent of the time.
    So why are the polls even close then ?
    Mccains team just said they no longer want to talk about the economy.Instead they would like to spend time talking about obama
    which means running the biggest smear campaign in history.
    They think they can just tell you lies and you wont be smart enough to see through it
    Let's teach him we are smarter than that .
    Elect Obama Biden 2008


    Check out this video of sarah palins interview and ask your self if she understands what she is talking about.
    http://www.youtube.com/watch?v=r36Xc0GG4iQ

  • Posted By: Nins @ 10/11/2008 12:10:46 AM

    The GOP is grasping at straws. They have nothing substantive against Obama, but boy are they good at making up lies. This is the leading Karl Rove tactic for years, and if America falls for this again we should be ashamed of ourselves. Not to mention the obvious fact that this is all a smokescreen to keep the focus off of the fact that Palin and her Alaska associates are in contempt of court for refusing to testify in the Troopergate hearings. After Nixon and Clinton, Americans are to some extent jaded, but really, would you want a VP who refuses to attend hearings in her own defense, and instructs her employees not to testify? That smells like guilt. It surely doesn't give the impression that she has done no wrong and has nothing to hide.

    This year, the GOP offers you an angry old man and a woman who, while personable, is desperately uniformed about national and international issues. Both of them are far right politically. McCain used to be a maverick, but since 2004 he's voted 90% with Bush. McCain's policies are not original or reformist, despite how he's tried to co-opt Obama's popular message of change. Please go to the websites of both of the candidates and read their platforms. Obama's Blueprint for Change has more good ideas than McCain's plan. Compare them yourself. Obama's basic premise is that tax dollars should be spent to make America stronger and to improve the lives and well being of our people. For example, he uses education programs to train a new technology workforce, contributing to energy independence, creating jobs and improving the economy. When you read McCain's plan you will find no over-arching design to get America back on track. Instead you'll find more tax cuts for the wealthy, de-regulation of the health care industry, and a stated intent to overturn Roe v. Wade.

    I'm a Republican. Although I embrace some forward-thinking social values, in the past I've rarely voted Democrat. My thinking was that since Republicans grow robust economies, by voting Republican I'd be endorsing a plan that would grow wealth for our nation, and then we'd be able to afford social programs. It was a good strategy for a couple decades, but I have to say that the tenure of W. Bush has changed my mind. Not only is there nothing fiscally responsible about today's GOP, the insidious alignment of the party with religious intolerance has really turned me off.

    On the other hand, the intelligent luminous thought of Barack Obama has ignited my patriotism. I want a President who puts America first and can get the economy back on track. In my mind, values voting takes a back burner when we are faced with a meltdown of the economy. It is time for a change, a real change. The Republicans have controlled the Presidency for 28 of the past 40 years, but they have fallen down on the job. The Democrats have a stellar candidate this year, and I am voting for Obama.

    http://www.youtube.com/watch?v=IDofbll86dY&feature=iv&annotation_id=event_922988

  • Posted By: mccainsupporter @ 10/09/2008 1:30:28 PM

    Barack Obama???s plan will be shifting all of these costs off the government back onto people who have private insurance which will have the direct effect of jacking the insurance costs up at least one hundred percent for everyone who has insurance. The current twenty-five percent of people who are uninsured will stay uninsured but just sign up for insurance when they are sick or need to go to the hospital. They will drop their coverage once their illness is over. The only people who will maintain insurance are those who work for large companies and have no choice but to opt in during open season once a year. Even some employees may choose to opt out until they want to have an elective operation or they become aware of a preexisting condition that Barack Obama is adamant will have no meaning once his proposals are implemented.

    Maybe Barack Obama can extend his plan to car insurance. No one has to buy comprehensive insurance until after they have an accident and then they get to take out an amended policy and make the insurance company pay to fix their own car. If the principle works for health insurance it must work for car insurance.

    Michele Obama the wife of Barack Obama works for a hospital and it is amazing that Barack Obama would run ads complaining about insurance company refusals to insure based on preexisting condition.

    Barack???s plan demonstrates Baracks lack of understanding of simple economics and insurance practices and is a hoax on the average American trying to pay for affordable insurance.

    • Posted By: Nins @ 10/11/2008 12:10:12 AM

      You seem not to know that AIG is not a health care insurer. Actually, you don't seem to know much about anything you are writing about.

      85% of health care plans in America include pre-existing conditions, because 85% of people have group plans that include all pre-existing conditions. Approximately 15% of Americans self-pay for individual plans, and these are the people who get socked with pre-existing conditions clauses. Considering the fact that self-pay people pay about twice as much for their policies as group plan people do, this is rankly unfair discrimination and price fixing on the part of the insurance companies. To force the insurers to stop discriminating would NOT bankrupt the system, although maybe some CEOs would have to go without those spa vacations. Boo hoo.

  • Posted By: mccainsupporter @ 10/09/2008 1:31:20 PM

    Barack Obama???s healthcare plan advertisements are misleading and are an outright hoax on the average American family who has to buy a non-employer sponsored healthcare plan.

    Barack Obama supports a bailout of AIG, he should. His proposals on health insurance have made a major contribution to helping to undermine investors confidence in AIG???s future profitability and financial prospects.

    The economic proposals of Obama dealing with healthcare display a naivete about economics of the health insurance industry. This is unusual because his wife is a hospital administrator with a major hospital in Chicago.

    In campaign ads and during his acceptance speech, Barack Obama mentions that his mother had to fight with insurance companies during her terminal illness. Barack vowed to eliminate discrimination by insurers and his recent ads specifically state he will ban pre-existing condition prohibitions on coverage. Obama also says that his proposals will not increase the cost of coverage for the average American family.

    His plan and the statement that it will not increase costs is an outright hoax. Preexisting condition provisions in insurance company health policies are the cornerstone of the entire concept of insurance. Health insurance is not like welfare that you can collect if you need it. The economic principle of health insurance is that healthy people pay into the system and only a few draw out. Over a fourth of people in the United States do not have health insurance and many do not have health insurance simply out of choice. People that are in their twenties and thirties and are healthy and may chose to self insure. They are willing to bet that they will no get sick therefore they do not want to pay any premiums.

    However, if these same people only decide to purchase health insurance when they want to have a baby or a special elective operation or become aware that they have a health condition such as cancer, then the system breaks down. Only sick people will pay into the system and healthy people will opt out because there is no incentive to maintain health insurance. If insurance companies can???t exclude people due to preexisting condition then the rates will become exorbitant for everyone.

    The rationale behind mandatory auto insurance recognizes that many people are willing to take their chances and drive without insurance. Barack Obama proposal to eliminate preexisting coverage exclusions is like someone without auto insurance having an accident and totaling their car and then going down to the insurance office and taking out a comprehensive policy and demanding the insurance pay for an accident that they had the previous week when they were uninsured.

    • Posted By: Nins @ 10/11/2008 12:07:20 AM

      You seem not to know that AIG is not a health care insurer. Actually, you don't seem to know much about anything you are writing about.

      85% of health care plans in America include pre-existing conditions, because 85% of people have group plans that include all pre-existing conditions. Approximately 15% of Americans self-pay for individual plans, and these are the people who get socked with pre-existing conditions clauses. Considering the fact that self-pay people pay about twice as much for their policies as group plan people do, this is rankly unfair discrimination and price fixing on the part of the insurance companies.

    • Posted By: Nins @ 10/10/2008 11:59:25 PM

      Dear mccainsupporter, you know that this blog that you keep posting and re-posting is full of lies and mis-information, but you keep repeating it anyway. Shame on you.

  • Posted By: newsweek is garbage @ 10/09/2008 6:13:24 AM

    Larry Sinclair accuses Barack Obama of homosexual acts and drug use in video posted on YouTube


    WASHINGTON ??? The electrifying presidential campaign of Barack Obama faces a new challenge ??? a Minnesota man who claims he took cocaine in 1999 with the then-Illinois legislator and participated in homosexual acts with him.

    When his story was ignored by the news media, Larry Sinclair made his case last month in a YouTube video, which has now been viewed more than a quarter-million times. And when it was still ignored by the media, Sinclair filed a suit in Minnesota District Court, alleging threats and intimidation by Obama's staff.

    Sinclair, who says he is willing to submit to a polygraph test to validate his claims, will now get his chance ??? thanks to a website offering $10,000 for the right to record it and $100,000 to Sinclair if he passes.

    "My motivation for making this public is my desire for a presidential candidate to be honest," Sinclair told WND by telephone. "I didn't want the sex thing to come out. But I think it is important for the candidate to be honest about his drug use as late as 1999."

    (Story continues below)


    Sinclair, who lives in Duluth and describes himself as "gay," claims he "personally engaged in sexual activity and personally used illegal drugs in November 1999" with the man who is now the leading Democratic presidential candidate. He claims the activity took place in the back of Sinclair's limousine and occurred again, later, in his hotel. Sinclair also says he personally no longer uses drugs.

    In his lawsuit, filed last week, he charges his civil rights have been violated by Obama and the Democratic Party. Named as defendants in the case are the presidential candidate, David Axelrod of AKP Message and Media in Chicago and the Democratic National Committee.

    Sinclair charges Obama smoked crack cocaine in the limo while Sinclair snorted powdered cocaine provided by the legislator. He says the two met in an upscale Chicago lounge before leaving in Sinclair's limousine where the drug use and sex took place for the first time.

    Sinclair says he is a registered Democrat but has never voted for any candidate. He is 46 and claims to be physically disabled.

    He says he was not physically impaired in 1999 when the alleged incidents with Obama took place.

    Calls placed to the Obama campaign were not returned.

    See Larry Sinclair's allegations:

    Page 1

    • Posted By: Nins @ 10/11/2008 12:02:58 AM

      Dear Newsweek is garbage, I am sure that you know that Larry Sinclair is a convicted felon who has spent most of the past 20 years behind bars. He crimes include grand theft, extortion, check fraud and slander. Additionally, he is a known drug addict. How could you possibly see this man as credible witness against anyone, especially when he was milking FoxNews for money in return for slandering Obama?

      Give it a rest.

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