"From the extreme of speculation in 1929, people have now turned to the extreme of caution."

This is what's going to kill us if something is. I definitely understand that people are concerned about the future, but if we all just *moderate* our consumer spending instead of slashing it, then the economy can stable out and begin to grow again.

So don't go breaking the bank on frivolous crap - but it might be okay to buy yourself something nice once or twice a month. You know?