You???re right! The popular payday loan can be a trap, that???s why we should be careful in choosing the right one that we can deal with without regrets. Consumers have a duty to do research on the products or services that they are interested in having, like getting a payday loan. Not every payday loan is created equal, and the more a person knows about the lenders they would consider going to, the better. A consumer should seek the best terms and services when they are considering getting payday loans. That said, the payday loan customer has a right to information, as lenders all have to comply with the Truth in Lending Act ??? so you know that payday loans should be always honest. Read more at the Money Blog about <a title="READ Avoiding the Pitfalls - A Payday Loan Guide for Beginners." rev="vote-for" href="http://personalmoneystore.com/moneyblog/2009/01/28/avoiding-the-pitfalls-a-payday-loan-guide-for-beginners/">payday loans</a>.