Some $340 million has been raised privately for tsunami relief. But donors, beware: while some charities turn money into direct aid, others spend big bucks on overhead costs. (Some charities ask the donor to pray with them and then count the call as a "service"; this allows the charity to keep some of the money.) A look at which agencies made the grade.
AMERICAN RED CROSS: A leading force in tsunami aid, the group's raised some $150 million already.
91% (% spent on program services)
$8 (Cost to raise $100)
LUTHERAN WORLD RELIEF (G): Great track record; now promises to give 100% of tsunami relief to victims.
DOCTORS WITHOUT BORDERS USA: Nobel winner deserves kudos for reporting it has raised enough for tsunami.
CARE (G): Charity's known for helping communities through programs, not handouts.
SAVE THE CHILDREN: The org already had a bade in Indonesia and responded immediately with air.
DIRECT RELIEF INTERNATIONAL: Group focuses on health and long-term construction by aiding legal groups.
U.S. FUND FOR UNICEF: Watchdog ratings vary; UNICEF rep says 93% of tsunami aid goes to victims.
U.S. ASSN. FOR UNHCR: Dropped from an A- last year; too much money is funneled into fund-raising.
WORLD EMERGENCY RELIEF: The Christian group spends too much and gives too little, critics say.
FEED THE CHILDREN: Critics say the org spends too much on ads and should rethink its priorities.