STYLE: FLASH SOME SKIN

Still clinging to your summer tote? It's time to trade up. This fall, skins, hobos and studs are the arm candy of choice. Luella's Gisele bag looks like something a hip doctor might carry. (Look for less expensive alternatives at lushfashions.com.) B. Romanek's alligator clutch has a striking wrapped-tail design. And Kooba's Claudia hobo bag comes studded in brass. (For similar looks, check shopthebaglady.com.) Because these days, bargains are stylish, too.

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