STYLE: PUTTIN' ON THE RITZ

Penny pinchers, beware: this fall is all about luxury. But no need to buy a whole new wardrobe. A few key purchases will catch you up to the trends.

A hardware-trimmed bag. Marc Jacobs popularized them, but Luella Bartley has this season's must-have, the Gisele tote ($895 at Neiman Marcus).

A tailored tweed jacket. They're not just for the afternoon-tea set. Wear them with suits or jeans.

Mary Janes. Round-toed shoes, like the pair below, are a thing of glory for women struggling with pointy stilettos.

Capelets. Feminine shoulder-skimmers like ECI New York's pink faux-fur one ($112; Macys.com) add sophistication to any outfit.

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