Are Banks Open on Thanksgiving? Bank of America, Capital One and More

Thanksgiving Day, which falls this year on November 24, is a federal holiday in the United States, meaning that many, if not most, government offices and public institutions are closed.

While banks are not required to close on holidays designated by the U.S. Federal Reserve system, they usually do or operate on reduced hours.

Still, ATMs and online banking will operate normally, so customers can withdraw money and manage their accounts over the holiday, which always falls on the fourth Thursday in November. Call centers for some banks may also stay open on Thanksgiving Day.

Above, a woman walks past a branch of Citibank in the Financial District in New York City on February 8, 2021. Most banks are closed on Thanksgiving Day, including Citibank. Kena Betancur/AFP/Getty

However, many bank transactions—including fund transfers—won't start processing until the next business day, which would be November 25 (Black Friday), the day after Thanksgiving. If you have bills to pay or other important financial responsibilities, it's worth getting these out of the way by Wednesday to avoid any headaches.

Most banks are open on Black Friday during normal business hours. But it's worth bearing in mind that in around half of U.S. states, the day after Thanksgiving is considered a state holiday. Those states include California, Delaware, Florida, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Nebraska, Nevada, New Hampshire, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia.

Bank branches that operate within other businesses, such as in supermarkets and on university campuses, may also be closed due to the locations being closed.

Here is a list of which banks will be closed on Thanksgiving. Contact your local bank to confirm its normal hours of operation.

Banks closed on Thanksgiving 2022

  • Ameris Bank
  • Bank of America
  • California Bank & Trust
  • Capital One
  • Citibank
  • Columbia Bank
  • Community First Bank
  • Citizens Bank
  • F&M Bank
  • First Citizens Bank
  • First Commonwealth Bank
  • First Merchants Bank
  • Fifth Third Bank
  • Great Western Bank
  • HSBC
  • J.P. Morgan Chase
  • KeyBank
  • Kitsap Bank
  • M&T Bank
  • NBT Bank
  • Peoples Bank
  • PNC Bank
  • Regions
  • Santander Bank
  • SunTrust
  • TD Bank
  • The Dime Bank
  • Truist
  • UMB
  • Union Bank
  • Wells Fargo
  • Westfield Bank
  • WSFS Bank
  • Zions Bank

Other federal holidays in the U.S. when many banks tend to be closed or operate on reduced hours

  • New Year's Day (January 1)
  • Martin Luther King Jr. (January 17)
  • Presidents' Day (February 21)
  • Memorial Day (May 30)
  • Juneteenth (June 20)
  • Independence Day (July 4)
  • Labor Day (September 5)
  • Columbus Day (October 10)
  • Veterans Day (November 11)
  • Christmas Day (December 25)
  • Boxing Day (December 26)
  • New Year's Eve (December 31)