Jane Bryant Quinn

Don't Retire Without Health Coverage to Age 65

Retirement planning usually focuses on "the number"—how much money you'll need to support the kind of life you want. For early retirees, there's a second question, potentially even more important: will you have health insurance to carry you to 65 when you finally come under the protection of Medicare?

Quinn: Subprime-Loan Katrinas

The government had plenty of power to prevent the mortgage crisis. But regulators didn't do their jobs—and still don't get it.

Financial Planning: Wills And Other Ways

When you think about leaving money to heirs, the process seems simple. You put your decisions in your will (you have one, right?). When the will is read, your family and friends bless your sainted memory.

Payday Loans Can Be A Trap

One employee got disgusted when he saw a customer had paid $8,000 in fees on a $375 loan. 'That made the picture clear.'

Start Planning Now

When you turn 50, it's more than an embarrassing birthday. It's the outer door to retirement, whether you know it or not. Some people save for years so they can retire early (55 is a favorite age).

Capital Ideas

You've probably read that investors usually don't do as well as the mutual funds they buy. The reason is simple. You buy, or add to, successful funds after they've started zooming in value, not before.

Tips for Managing Money on Your Own

Every May, the voice of the commencement speaker rings in the land. Go forth! Play to win! But while graduates may be prepared to take up jobs and careers, they're often not ready to handle money.

Quinn: Death and Medical Choices

There's more reason than ever to leave written instructions about the medical care you want if you're unable to speak for yourself. In the wake of the Terri Schiavo case, in which her husband and parents fought over whether to remove her feeding tubes, right-to-life activists have been working on state legislatures.

Quinn: Are You Retirement-Ready?

Ready to retire? Looking for income, safety and growth? You're a sitting duck for a broker selling a fancy new investment product—a variable annuity with "guaranteed minimum withdrawal benefits for life." You put up some money; it's invested in stocks and bonds; you're guaranteed an annual payment of 5 or 6 percent of your initial investment for life (that's $5,000 or $6,000 on a $100,000 investment); if stocks keep rising, your future payments can (supposedly) rise, too, but they'll never...

Quinn: Easy Money, a Click Away

If you're still picking your bank by whether there's a handy branch nearby, you haven't joined the 21st century. Branches are nice, especially when you've got a good book to read while you're waiting in line.

Quinn: Dragged Down by Debt

Claudie Harris, 54, of Kansas City, Mo., knows about living on the edge. She owes about$5,000 toward her late husband's medical bills. She's paying it, slowly, from the salary she earns as a housekeeper at a facility for the mentally ill.

Quinn: How to Make Money on Climate Change

So where's the money in climate change? Investors sense a tumultuous market in the making, if they can only hit it right. "Sometimes I feel like a fly on the wall, watching a new era unfold," says Rona Fried, editor and publisher of Progressive Investor, a six-year-old newsletter that follows the field. "We're almost past the final hurdle of 'Do we really have to change?' Yes, we do, and we're going to get there."Wall Street's own change in climate is nothing less than astonishing.