Do you carry a life-insurance policy that protects your young children if you die? Most parents do—but there's a legal angle you need to think about. Minor children can't receive money directly or open a bank or investment account to handle the policy's proceeds.
HOME VALUES SINKING. OIL PRICES SCARY. DEBT MOUNTAIN-HIGH. IRAQ AFIRE. Gotta sell stocks and crawl into a hole, right? Wrong, as it turned out. I just quoted some of the headlines of 2006, which, after a bumpy start, turned into a great year for almost every investor.