Are Banks Open on Black Friday 2020? Bank of America, Chase, Wells Fargo Hours

Black Friday, which is not a federal holiday, falls on November 27 this year and sees most non-essential businesses and offices closed. Therefore most banks, including The Federal Reserve, are open on Black Friday.

However, some banks may be closed or offer reduced services on November 27 due to the ongoing COVID-19 pandemic.

The day after Thanksgiving is considered a state holiday by some state governments, so banks are not open on Black Friday in these states. If your bank is closed, you can still access online banking options and other mobile services.

Below are some banks that are open on Black Friday, according to GO Banking Rates, a financial services website. Contact your local bank to confirm opening hours on Black Friday before visiting.

  • American National Bank
  • Ameris Bank
  • Bank of America
  • Bank of the West
  • BBVA Bank
  • BB&T
  • BMO Harris
  • Capital One
  • Chase
  • Citibank
  • Citizens Bank
  • Commerce Bank
  • Eastern Bank
  • Fifth Third Bank
  • FirstBank
  • First Citizens Bank
  • Frost Bank
  • Great Western Bank
  • HSBC
  • KeyBank
  • M&T Bank
  • PNC Bank
  • Regions Bank
  • Santander Bank
  • Signature Bank
  • Silicon Valley Bank
  • SunTrust Bank
  • Synovus Bank
  • U.S. Bank
  • Union Bank
  • United Bank
  • Wells Fargo
  • Zions Bank

Some credit unions are also closed on Black Friday, such as the ones listed below, according to GO Banking Rates:

  • Horizon Credit Union
  • Members Credit Union
  • Mobiloil Credit Union
  • Signature Federal Credit Union
  • Teachers Credit Union
  • Unify Financial Credit Union
  • Virginia Credit Union
  • Welcome Federal Credit Union

The Federal Deposit Insurance Corporation (FDIC) noted: "Some banks may have adjusted hours or services to observe Centers for Disease Control (CDC) guidance on social distancing, but that doesn't change the fact that an FDIC-insured account remains the safest place for you to keep your money.

"In difficult circumstances, some banks may need to temporarily limit operations to protect the health of their employees and customers. This may include closing a lobby, converting to drive-thru only services, or encouraging customers to use ATMs or digital channels to access their services," the FDIC noted.

Many banks offer access to Remote Deposit Capture (RDC), "which allows customers to take a picture of a check with their mobile device and deposit that check electronically without ever visiting a branch or using an ATM," the FDIC stated.

Customers who have yet to use mobile banking options are advised to contact their bank to activate these services.

"Advances in mobile banking technology enable you to exercise social distancing and conduct banking transactions at the same time. Banking technology and services provide the convenience of conducting banking transactions with your computer, smartphone, or mobile computer device," the FDIC noted.

Illinois Wells Fargo bank October 2020
The exterior of a Wells Fargo bank branch in Niles, Illinois, pictured on October 7. Most banks across the country, including Wells Fargo, are open on Black Friday. Scott Olson/Getty Images