Child Tax Credit Payments Begin This Week: When to Expect Your Check

The rollout for expanded Child Tax Credit payments begins this week, and families can expect to start receiving funds on Thursday.

Exactly when people will receive a check depends on how they have received payments from the Internal Revenue Service (IRS) in the past. If you are due to get a Child Tax Credit payment and have already registered your direct deposit banking information with the IRS, you should see the money in your account on Thursday, July 15.

If you haven't set up direct deposit with the IRS, you should be receiving a physical check in the mail sometime after Thursday.

The IRS has already started sending out letters to 36 million families it believes are eligible to receive the payments. Those letters state families are eligible based on information they provided on either their 2019 or 2020 federal income tax returns.

Additional letters will be sent to people who used the "non-filers" tool on last year to register for a stimulus payment, because the tax credit is also available to people who qualify but do not normally file income tax returns.

For those who may have missed this: 👇🏻

The first Child Tax Credit payment of up to $300 per child will be going out on Thursday, July 15! Also, every single Republican voted against this.

Pass it on!

— Nancy Pelosi (@TeamPelosi) July 12, 2021

House Speaker Nancy Pelosi reminded people of the payments Monday on Twitter. She also took a jab at Republican opposition to the expanded payments.

The expanded Child Tax Credit is part of President Joe Biden's $1.9 trillion coronavirus relief package passed earlier this year. Families can receive as much as $3,600 for each child under age 6, and the advance tax credit payments will be $3,000 annually per child between 6 and 17.

Eligible parents had the option of requesting to receive the payments in one large check theater than in monthly payments on or around the 15th of each month. Anyone who is eligible that did not already request to opt out of the monthly payment should receive July's payment.

However, people may still choose to opt out of future monthly payments from the IRS on

The upcoming deadlines for those wishing to change how they receive the enhanced Child Tax payments—all at 11:59 p.m. ET—are listed below.

  • August 2 for the August 15 payment
  • August 30 for the September 15 payment
  • October 4 for the October 15 payment
  • November 1 for the November 15 payment
  • November 29 for the December 15 payment

Those who opt out of monthly payments can still received the benefit if they ultimately qualify. In that scenario, they will then take the credit as part of their 2021 tax return.

child tax credit opt out payment amount
The IRS is sending out the first round of expanded Child Tax Credit direct payments this week. In this photo illustration, a close-up of a $100 bill photographed on August 3, 2020, in London, England. Peter Dazeley/Getty Images