CREDIT CARDS: WORTH THE WALLET SPACE

Credit-card issuers hoping to lure holiday shoppers are rolling out a new round of deals. Choose carefully, since adding cards can hurt your credit rating. Here are a few programs with no annual fees that Cardweb.com has identified as worth the wallet space. The American Express/Costco True Earnings Card (costco.com) offers 3 percent cash back for eating out, 2 percent back for travel and 1 percent for other spending. The Chase/Circuit City Rewards Visa (circuitcity.com) gives 5 percent back for Circuit City purchases, 1 percent back on everything else, redeemable in more stuff from Circuit City. The Gap Card (gap.com) earns points only at the Gap, Old Navy and Banana Republic, but amounts to a 5 percent discount at those stores. While you're there, pick up a bigger wallet.

CREDIT CARDS: WORTH THE WALLET SPACE | News