Financial Economics, 'Saturday Night Live'-style

Everybody is talking about last weekend's Saturday Night Live skit with Justin Timberlake and Andy Samberg singing "Motherlover," but for you econophiles out there, you might want to skip the pop-comic songfest in favor of the "Geithner Cold Open."

"Initially, my department had planned to give each bank a numerical grade of one to 100. But then we decided that might unfairly stigmatize banks who scored low on the test because they followed reckless lending practices or were otherwise not good at banking. So we changed to a simple pass/fail system...Eventually, at the banks' suggestion, we went with a pass/pass system."