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By Aliss Higham
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The Social Security Administration (SSA) is due to pay millions of Americans benefits this month. But when can you expect yours?
Why It Matters
The SSA pays out retirement, survivor and disability benefits to around 70 million Americans every month. Payments are administered on a monthly basis and paid in one lump sum for most recipients.
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When Are March 2025 Benefits Paid?
Retirement checks are issued throughout the month, and are determined by the claimant's birth date and the length of time they've been receiving benefits. Supplemental Security Income (SSI), which supports elderly, blind and disabled individuals with limited income and assets, is typically paid at the beginning of each month.
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The full schedule for all benefits is as follows:
Friday, February 28: All SSI payments sent out. This is a day earlier than usual due to the usual payment date—the 1st of every month—falling on a weekend.
"We do this to avoid putting you at a financial disadvantage and make sure that you don't have to wait beyond the first of the month to get your payment," the SSA said in a 2022 blog post. "It does not mean that you are receiving a duplicate payment in the previous month, so you do not need to contact us to report the second payment."
Monday, March 3: Payments for those who have been receiving Social Security retirement benefits since before 1997, and Social Security payments for those who also receive SSI benefits.
Wednesday, March 12: Checks will be issued for retirement recipients born between the 1st and 10th of any given month.
Wednesday, March 19: Payments to those born between the 11th and 20th.
Wednesday, March 26: Benefits issued to recipients born between the 21st and 31st.
The SSA says you should wait three working days before contacting the government agency if a payment hasn't arrived as expected. Payments are never made on weekends or on federal holidays.
How Much Social Security Can I Get?
For retirees who claim benefits at Full Retirement Age—currently set at 67—the maximum monthly payment is $4,018. If you choose to start benefits at the earliest eligible age of 62, the maximum amount would be $2,831. However, delaying retirement until age 70 could increase your maximum monthly benefit to as much as $5,108.
While these are maximum amounts, how much you actually get could be different, as it depends on your lifetime earnings and the number of years you have paid Social Security taxes for. The average retirement check issued in January 2025 was $1,976.
The maximum monthly SSI payment for 2025 is $967 for an individual and $1,450 for a couple. But again, how much you get could be lower based on your income, living situation, and other factors.
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