Are Banks Closed on Martin Luther King Jr. Day 2022?

Martin Luther King Jr. Day honors the life and legacy of the late American civil rights leader, who was born on January 15, 1929 in Atlanta, Georgia.

The annual holiday is observed on the third Monday in January. This means in 2022, Martin Luther King Jr. Day falls on January 17.

King became a leader of the civil rights movement in the lead up to August 1963, when he delivered his famed speech at the Lincoln Memorial, speaking of his dream that the country would live up to its creed that "all men are created equal."

Are Banks Closed on Martin Luther King Jr. Day?

Since Martin Luther King Jr. Day is a federal holiday, many government offices as well as banks, including the Federal Reserve, are closed on the day. Some private businesses may also be shut on the day.

Customers can still access online banking services at the website of their bank. ATM machines are also available at local bank branches, while some call centers may also remain open.

Certain services (such as a drive-up banking option) may also be operating on a reduced schedule at some banks. Some banks may also be offering reduced services amid the ongoing COVID-19 pandemic.

Contact your local bank to confirm available services and the hours of operation before visiting.

Below are some of the banks that are closed on Martin Luther King Jr. Day:

  • Ameris Bank
  • Bank of America
  • California Bank & Trust
  • Capital One
  • Chase
  • Citibank
  • Columbia Bank
  • Community First National Bank
  • F&M Bank
  • Farmers & Merchants Bank
  • First Citizens Bank
  • First Commonwealth Bank
  • First Merchants Bank
  • Great Western Bank
  • KeyBank
  • Kitsap Bank
  • M&T Bank
  • NBT Bank
  • PNC Bank
  • Regions
  • Santander Bank
  • SunTrust
  • The Dime Bank
  • UMB
  • Wells Fargo
  • Westfield Bank
  • WSFS Bank
  • Zions Bank

Other Federal Holidays in the U.S.

Listed below are the other federal holidays observed in the country.

If the official date of a holiday takes place during the weekend, the government may observe it on a different day.

For most federal workers, if a federal holiday falls on a Saturday, the preceding Friday will be treated as a holiday for pay and leave purposes. If the holiday falls on a Sunday, it will be observed on the following Monday, says the U.S. Office of Personnel Management (OPM).

  • New Year's Day (January 1)
  • Presidents' Day/George Washington's birthday (third Monday in February)
  • Independence Day (July 4)
  • Labor Day (first Monday in September)
  • Columbus Day (second Monday in October)
  • Veterans Day (November 11)
  • Thanksgiving Day (Fourth Thursday in November)
  • Christmas Day (December 25)
A Bank of America sign in Virginia.
A Bank of America sign seen outside a bank branch in Arlington, Virginia in August 2011. Bank of America and most other banks are closed on Martin Luther King Jr. Day. Saul Loeb/AFP via Getty Images