MONEY: ADD UP YOUR BENEFITS

It's open enrollment season for employee benefits. That means many workers have to lay out their 2005 plans now and decide which health insurance to buy and how much money to set aside in flexible-spending or health-care savings accounts. If your head's starting to hurt, there are a few places that can help. A tax-savings calculator at ebia.com will tally how much you can save by using the various set-aside accounts. And planforyourhealth.com offers worksheets that can help you guesstimate your future health-care spending and choose the insurance that fits you best. Don't put off these choices. Paying more than you should for health care will give you a real headache.

MONEY: ADD UP YOUR BENEFITS | News