National Cash Back Day 2019: Best Cash Back Deals at Amazon, Macy's, Sephora

National Cash Back Day is today (November 7). This is the first National Cash Back Day and was established by RetailMeNot.

In celebration of the holiday, customers will have up to 20 percent cash back from RetailMeNot at hundreds of retailers, online, for 24 hours. Shoppers can make the most of National Cash Back Day by getting some money back on your holiday shopping ahead of Black Friday and Cyber Monday.

What is National Cash Back Day?

According to RetailMeNot, it created the website to celebrate the start of the holiday season with offers. National Cash Back Day will happen every first Thursday of November. This year, shoppers will have 24 hours of access to cash back at hundreds of major stores.

To claim this offer, customers should sign up or create an account at RetailMeNot. Then, they should choose the offer they want to activate and will be directed to that online store to make a purchase. Once the purchased is approved, customers will be notified with 45 days that the cash back amount will be available in their RetailMeNot wallet, which can be claimed via Venmo or PayPal.

What is Cash Back?

Cash back sites allow online shoppers to claim money back on their purchases, according to Money Pantry. Typically, customer will sign into a cash back site, click on a cash back offer and begin shopping at their desired store.

The cash back site will track the customer's purchases and credit their account with their cash back earnings, which can be withdrawn as cash. However, some cash back sites pay the customer their earnings in gift cards and it varies by site.

How do cash back sites work?

Cash back sites may seem too good to be true, but there is a reason behind companies seeming to give away money for free. When a customer purchases a product through a cash back site, the retailer will pay the cash back site a commission. The money the customer earns is a percentage of that commission.

However, it's worth making sure buying through cash back sites will give you the best deal. Jill Papworth said in The Guardian: "Whatever you are buying, the rule is to identify the right product first, and only then check if you can get an even better deal by going through a cashback site.

"These sites are not regulated, which means you have no compensation rights if one goes bankrupt owing you money in the form of cash rewards."

What are the top cash back sites?

• Lemoney: Online shoppers get Turbo Cash Back with Lemoney, which allows customers to use turbo credits to boost the amount of cash back they earn.
• Mr. Rebates: Cash back sites often require shoppers to earn a certain amount of cash back before it can be withdrawn. Mr. Rebates minimum pay out is just $10.
• Rakuten: Rakuten, formerly known as eBates, has been featured in The New York Times, CNN, Good Housekeeping, and The Wall Street Journal. You can get up to 40 percent cash back at more than 2,500 stores.

Stores offering cashback for National Cash Back Day 2019 through RetailMeNot:

Academy Sports: 20 percent cash back

Adidas: 20 percent cash back

Amazon:

• 12 percent cash back on Home, Garden, Kitchen & Housewares
• 10 percent cash back on Grocery, Fresh and Prime Pantry
• 6 percent cash back on Home Entertainment
• 12 percent cash back on Beauty, Luxury Beauty, Grooming
• 8 percent cash back on Toys & Games
• 8 percent cash back on Echo, Kindle, Fire TV & Fire Tablet
• 10 percent cash back on Clothing, Accessories, Jewelry, Watches, Handbags, Shoes & Lugg

ASOS: 10 percent cash back

Aeropostale: 12 percent cash back

Aldo: 18 percent cash back

American Eagle Outfitters: 16 percent cash back

Aveda: 20 percent cash back

Banana Republic: 12 percent cash back

Bass Pro Shops: 15 percent cash back

BCBGeneration 16 percent cash back

bareMinerals: 20 percent cash back

Bergdorf Goodman: percent cash back

Bloomingdale's: 10 percent cash back

Bobbi Brown Cosmetics: 10 percent cash back

Bonobos: 20 percent cash back

Canon: Up to $100 cash back

Coach: 12 percent cash back

Champion USA: 20 percent cash back

CVS: 20 percent cash back

Dollar Rent A Car: 20 percent cash back

Elf Cosmetics: 20 percent cash back

Elizabeth Arden: 20 percent cash back

Frame Denim: 20 percent cash back

Hanesbrands Inc: 20 percent cash back

Harvey Nichols: 20 percent cash back

Holiday Inn Express: 20 percent cash back

Horchow: 16 percent cash back

Intermix: 17 percent cash back

JoS. A. Bank: 20 percent cash back

Kate Spade: 12 percent cash back

Kendra Scott: 20 percent cash back

Kerastase: 14 percent cash back

Lenovo: 20 percent cash back

LifeLock: 60 percent cash back

L'Occitane: 20 percent cash back

Lululemon: 8 percent cash back

Macy's: 20 percent cash back

Mattress Firm: 18 percent cash back

Moda Operandi: 14 percent cash back

Neiman Marcus & Neiman Marcus Last Call: 16 percent cash back

NEST Fragrances: 10 percent cash back

One Kings Lane: 16 percent cash back

Postmates: 30 percent cash back

Ray-Ban: 20 percent cash back

Rebecca Minkoff: 20 percent cash back

Sears: 20 percent cash back

Sephora: $20 cash back on $100

Smashbox: 20 percent cash back

Stubhub: Up to $60 cash back

T3 Micro: 20 percent cash back

Tarte Cosmetics: 20 percent cash back

The Home Depot: 14 percent cash back

Under Armour: 20 percent cash back

Ugg: 20 percent cash back

Ulta: 10 percent cash back

Vineyard Vines 20 percent cash back

Vistaprint: 20 percent cash back