New Year's Day 2020: What's Open, Closed? Banks, Post Offices and Couriers Observe Federal Holiday Tuesday

New Year's Day is a national holiday observed by several federal organizations including banks, post offices and courier services. Here we look at which facilities are open on New Year's Day, January 1, 2020.


This year's New Year's Day falls on a Wednesday and all banks are closed on that day, including the Federal Reserve, according to

While bank offices are closed, customers can still access online banking services for their transaction needs per usual or an ATM machines where you can make deposits as well as withdraw money.

Some bank branches also have ATM drive-thru options available which can be accessed whenever the bank is closed. The exact hours of operation on New Year's Day for ATM machines vary depending on the location, but most are open late while some are open 24 hours, according to

Customers are advised to try to complete their transactions before New Year's Day in order to avoid any issues. Most banks are open on New Year's Eve but the opening and closing times may vary by location. Below are some of the banking hours for major banks on New Year's Eve, according to

  • Bank of America: Normal branch hours
  • Bank of the West: Normal branch hours
  • BBVA USA: Normal branch hours
  • BB&T: Branches open 9 a.m. to 2 p.m.
  • BMO Harris Bank: Branches open 8 a.m. to 5 p.m.
  • Capital One: Normal branch hours
  • Chase Bank: Branches open from 9 a.m. to 6 p.m.
  • Citizens Bank: Branches open 8:30 a.m. to 5 p.m.
  • Fifth Third Bank: Branches open 9 a.m. to 5 p.m.
  • Huntington National Bank: Branches open 9 a.m. to 5 p.m.
  • KeyBank: Branches open 9 a.m. to 1 p.m.
  • People's United Bank: Branches open 9 a.m. to 4 p.m.
  • PNC Bank: Most branches open 11 a.m. to 2 p.m.
  • Regions Bank: Branches open 9 a.m. to 2 p.m.
  • Santander Bank: Branches open 9 a.m. to 3 p.m.
  • SunTrust Bank: Normal branch hours
  • TD Bank: Many branches open 8 a.m. to 6 p.m.
  • UBank: Branches open from 9 a.m. to 1 p.m.
  • Union Bank: Many branches open 9 a.m. to 5 p.m.
  • US Bank: Branches open 9 a.m. to 3 p.m.
  • Veritex Community Bank: Varies from branch to branch
  • Wells Fargo: Branches open 9 a.m. to 3 p.m.

All banks will resume normal hours from January 2.

Chase bank in Louisville Kentucky
A Chase bank branch at The Summit shopping center in Louisville Kentucky. Getty Images

Post Office

All United States Postal Service (USPS) locations will be closed on New Year's Day and no mail will be picked from the blue collection boxes on January 1. No regular mail will be delivered on January 1 but all priority mail express mail will be delivered, according to the USPS website.

All USPS branches and services will operate per usual on December 31, New Year's Eve, and will resume normal hours and services across all locations from January 2.


The services offered by the courier, except for its Critical service, will not be operating on New Year's Day.

Some services will be available at normal business hours on December 31, including Ground, Delivery, SmartPost, Critical and Network. But others will be operating on modified hours, including the Express and Freight and FedEx Office hours, according to the FedEx website.

All services will resume as normal from January 2, but some FedEx offices will be on modified hours on January 2. Check your local branch for exact timings.