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By Aliss Higham
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Another round of Social Security payments will be made in November—with some small changes to the schedule for some recipients.
Retirement, survivor and disability benefits are paid monthly to all recipients by the Social Security Administration (SSA), but not everyone is paid at the same date. Beneficiaries receive their checks dependent on what type of benefit they claim, when they were born, and in some cases how long they have been claiming for.
Here is the full schedule for SSA-administered benefits payable in November:
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Retirement benefits
For those who claim Social Security retirement benefits only, payments will be made on the following dates according to your date of birth:
November 1
Payments will be made to all recipients who have been claiming retirement checks since before May 1997.
November 13
Those with birthdays that fall between the 1st and 10th of any month will receive their monthly amount on November 13.
November 20
Claimants who have a birthday between the 11th and 20th of any month receive their payment on November 20.
November 27
Anyone born between the 21st and 31st of any month will have their benefits paid on November 27.
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Disability benefits
While SSI payments—along with retirement amounts for those who have claimed since before May 1997—are usually paid on the first day of the month for those who don't also claim retirement benefits, there will be slight changes this month due to the December payment date falling on a weekend—meaning benefits will be paid slightly earlier than usual
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November 1
All SSI payments and retirement checks for those who have been claiming since before 1997 will be paid on November 1.
November 29
SSI recipients will get their December check at the end of this month, as the usual payment date of December 1 falls on a Sunday.
"We do this to avoid putting you at a financial disadvantage and make sure that you don't have to wait beyond the first of the month to get your payment," the SSA said in a 2022 blog post. "It does not mean that you are receiving a duplicate payment in the previous month, so you do not need to contact us to report the second payment."
The SSA advises waiting three working days before contacting them if a payment hasn't arrived on time.
Earlier this month, the SSA announced all benefits for more than 72.5 million Americans would increase by 2.5 percent, beginning in December for disability payments and January for retirement benefits, due to the annual Cost of Living Adjustment (COLA).
Each year, the COLA is based on the average Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) in the third quarter of the current year and the average in the same period of the previous year. If any increase occurs, that percentage is rounded to the nearest 10th of 1 percent and is applied to SSA benefits.
The 2.5 percent increase will mean a benefit recipient receiving $1,870 per month from SSA could see their monthly payment rise by about $46.80, according to Independent Social Security and Medicare policy analyst Mary Johnson.
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