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By Aliss Higham
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Benefits for Social Security recipients will be paid out throughout next month. But when will you get yours?
Why It Matters
More than 70 million Americans rely on the Social Security Administration (SSA) for income, including retirement and disability benefits. Due to the scale of the program, payments are issued throughout the month rather than all at once.
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What To Know
For most retirees, payment dates are based on their birth date. However, there are some exceptions. Individuals who started receiving retirement, spousal, or survivor benefits before May 1997—or who also receive Supplemental Security Income (SSI)—are paid on a different schedule. SSI is a federal program that provides monthly financial support to low-income seniors aged 65 and older, as well as people who are blind or disabled.
Here are the payment dates for all benefits in November:
- Friday, October 31: SSI payments
- Monday, November 3: Social Security benefits for those who also collect SSI or have been collecting benefits since before May 1997.
- Wednesday, November 12: Retirement, spousal and survivor benefits for those born between the 1st and 10th of any calendar month.
- Wednesday, November 19: Benefits for those born between the 11th and 20th.
- Wednesday, November 26: Benefits for those with birthdays between the 21st and 31st.
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SSI recipients will get their November installment slightly earlier than usual due to the usual payment date falling on a weekend.
"When the first day of the month falls on the weekend or a federal holiday, you receive your SSI payment on the last business day before the first day of the month. That means you may get two SSI payments in the same month," the SSA wrote in a 2022 blog post.
"We do this to avoid putting you at a financial disadvantage and make sure that you don't have to wait beyond the first of the month to get your payment. It does not mean that you are receiving a duplicate payment in the previous month, so you do not need to contact us to report the second payment," the agency continued.
The SSA recommends waiting at least three business days before reaching out if a payment doesn't arrive on time. Weekends and federal holidays are not counted as business days.
Social Security COLA
The SSA has confirmed to Newsweek the Cost of Living Adjustment (COLA), which increases benefits in line with inflation, will be announced this month. This will increase benefits starting in 2026.
A spokesperson for the SSA told Newsweek: "The Bureau of Labor Statistics (BLS) has announced they will issue the September 2025 Consumer Price Index (CPI) on October 24. The Social Security Administration will use this release to generate and announce the 2026 cost-of-living adjustment on October 24 as well."
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