Woman Defended for Not Giving 'Desperate' Cousin Her Emergency Fund

In a post going viral on social media, the internet has defended a woman for not giving her "desperate" cousin money from her emergency fund.

Published to Reddit's popular r/AmITheA**hole forum, a woman under the anonymous username u/Middle-Log-48 shared her story in order to get the opinions of the "AITA" community. The viral post has over 6,000 upvotes and 900 comments.

The 24-year-old Redditor began her post by explaining that she gets "paranoid" when it comes to money. She confirms that she wasn't living in poverty growing up but she gets uncomfortable visioning herself living paycheck-to-paycheck.

Currently, the original poster (OP) wrote that she has a stable job and makes good money. She discussed how she struggled in college and worked many jobs and was "constantly exhausted." She left school in some debt and wants to get out of it as soon as possible.

Woman defended for not giving cousin savings
The internet has backed a woman for refusing to give her cousin her "emergency fund." sorrapong/iStock / Getty Images Plus

When she got her job, she decided to create an "emergency fund" and put away money each month just in case something happens, she wouldn't end up needing money. The only person that knows about her "emergency fund" is her sister, but she thought someone overheard their conversation about it.

The OP explained how the situation came to light, "my cousin's(22m) gf(22f) is pregnant and they decided to keep it even tho they know damn well they can't afford it(none of them has a stable job, inheritance, anything). A few days ago he came to ask me to give him my emergency fund, since he is having an emergency. I was speechless. I asked him what was he talking about(even tho I knew, but I couldn't believe someone can have this audacity). He told me he knew I have some savings and he desperately needs them. He didn't even mention giving the money back!

"I told him those are MY savings, for when I am having an emergency, but he pulled the family helps family card. I still said no. While I understand they are in a difficult situation, I still think it's not fair that I am asked to pay for his mistakes. I told him they should think more about what they are going to do in the future and how are they going to support this child if none of them has a stable income and, even if I give them my savings, those money are enough for only a few months(for me; for a family of three, even less)," she continued.

She reiterated that she mentioned nothing about abortion or adoption, just that they are "irresponsible" for having a child if they cannot afford one financially.

Her cousin told his family about their discussion, explaining that the OP told him to "get rid of the baby," which she argued that she didn't. Her family is on her side, however, her distant relatives began harassing the OP as well as calling her a "godless b***h."

Newsweek reached out to u/Middle-Log-48 for comment.

Newsweek has published several articles about family conflict including a teen getting her family, including her pregnant step-sister, evicted and how a woman was defended for kicking out her mom for calling her family "tacky."

How to save money

Do you want to change your spending habits and begin saving your hard-earned cash? According to goodhousekeeping.com, here are some good ways to save money: use "incognito" mode on your computer when you online shop and delete your history when you're finished so companies can't track you. When you receive your paycheck, try your best not to "splurge."

What is the 50/30/20 rule? Per investopedia.com, divide your "after-tax income" three different ways: 50 percent goes to needs, 30 percent goes to wants, and 20 percent goes into savings.

Redditor Response

"[Not the a**hole]. His lack of planning is not your emergency," u/llamalei wrote, receiving the top comment with over 10,000 upvotes.

"[Not the a**hole] and far from it. If you give him money he'll probably come back asking for more. You earned your money. His child is not your burden and not your problem," u/Red_Starling exclaimed.

U/smeghead9916 said, "[Not the a**hole], it's not even an emergency, he can get a job now and start saving."

"[Not the a**hole]. You've worked hard to save that money and in no way is he entitled to it just because he's having a baby and can't afford it. It's not an emergency fund for the family, it's an emergency fund for yourself," u/Informal-Worth-2451 commented.

Do you have a similar monetary dilemma? Let us know via life@newsweek.com. We can ask experts for advice, and your story could be featured on Newsweek.